October 24, 2025

The American dream of owning or renting a home without financial stress is becoming harder to achieve. A recent survey by NerdWallet has found that about half of Americans spend over 30% of their pre-tax income on housing costs, surpassing the widely recommended benchmark of affordability (kplctv.com). This 30% threshold, long used by financial planners […]

For many young professionals, earning $55,000 per year used to feel like a decent starting point. But today, even with that salary, many find themselves struggling to stay afloat financially. The cost of living continues to outpace wage growth, leaving many Americans juggling rent, student loans, and basic living expenses all while barely making it