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9 U.S. Cities Predicted to Become Unaffordable by 2027 – A Wake-Up Call for Retirees and Homebuyers

The dream of finding a perfect place to settle down in retirement or even to buy a first home is becoming harder to achieve. Rising housing costs, limited supply, and demographic shifts are reshaping the affordability landscape across the U.S. According to real estate professionals cited by FinanceBuzz, nine cities are expected to lose their […]

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When Rent Becomes a Second Job: Why Minimum-Wage Workers Must Clock 80+ Hours a Week to Afford Housing

The dream of working hard, paying the bills, and still having time to enjoy life feels out of reach for many Americans. For millions of minimum-wage workers, simply keeping a roof over their heads requires a grueling schedule that resembles holding down two full-time jobs. A recent analysis published by Realtor.com reveals a sobering reality:

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Rent Crisis 2025: Why Low-Wage Workers Can’t Keep Up with Housing Costs

Renting a home in the United States has become increasingly out of reach for millions of low-wage workers. According to the National Low Income Housing Coalition’s (NLIHC) “Out of Reach 2025” report, the average minimum-wage worker would need to work 116 hours a week nearly three full-time jobs to afford a modest two-bedroom apartment without

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Rent Control: Why It’s More Effective Than You Think

For decades, rent control has been framed as a villain in housing policy debates. Economists, landlords, and policymakers often argue that controlling rent prices leads to reduced housing supply, poor maintenance, and an overall decline in housing quality. But as Cahal Moran argues in his article for Current Affairs, these critiques rely on outdated or

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Renting vs Buying in 2025: Why the Savings Gap Is Shrinking and What It Means for You

For years, the narrative has been clear: renting saves money while buying requires deep pockets. In fact, throughout the pandemic and its aftermath, skyrocketing home prices and rising mortgage rates pushed buying further out of reach, leaving renting as the more practical option for most households. But now, new data shows that the financial advantage

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NYC Rent Guidelines Board Approves Modest Hikes Despite Calls for a Freeze

New York City renters are bracing for higher costs after the Rent Guidelines Board (RGB) voted in favor of increasing rents on more than one million rent-stabilized apartments. Beginning in October 2025, tenants will see rent hikes of 3% for one-year leases and 4.5% for two-year leases. While the decision was framed as a compromise,

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