In a time when sky-high rental prices are dominating headlines, it’s refreshing—and crucial—to spotlight the few major cities where rent is still affordable for the average household. As housing costs strain budgets in cities like New York, San Francisco, and Los Angeles, a recent Redfin analysis reveals five standout metropolitan areas where rent remains below the 30% threshold of income—a long-held benchmark for housing affordability.
Let’s take a deeper dive into the five most affordable major U.S. cities for renters in 2025, based on the ratio of median rent to median renter income.
1. Austin, Texas
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Median Rent: $1,394
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Median Renter Income: $69,780
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Rent-to-Income Ratio: ~24%
Once known primarily for its live music scene and quirky culture, Austin has transformed into a thriving tech hub, attracting professionals and families alike. Despite its rapid growth, Austin has managed to maintain a relatively affordable rental market thanks to a boom in new apartment construction and a healthy job market.
Why it’s affordable:
A sharp increase in multifamily construction has helped supply keep up with demand, which has prevented the kind of runaway rent hikes seen in other booming metros.
2. Houston, Texas
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Median Rent: $1,239
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Median Renter Income: ~$58,000
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Rent-to-Income Ratio: ~25%
Houston consistently ranks as one of the most affordable major cities for both renters and homeowners. The city’s expansive geography and lenient zoning laws make it easier for developers to build, which translates to a more stable rental market.
Why it’s affordable:
High construction activity in recent years has added new housing supply at a steady clip. However, Redfin warns that if development slows, affordability may be tested in the near future.
3. Dallas, Texas
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Median Rent: $1,460
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Median Renter Income: $64,400
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Rent-to-Income Ratio: ~27%
Dallas continues Texas’ strong showing on this list. With a diversified economy spanning technology, finance, healthcare, and transportation, Dallas offers solid employment opportunities and a reasonable cost of living compared to other major cities.
Why it’s affordable:
Rent growth has remained relatively controlled, especially when weighed against renter incomes, making Dallas a smart choice for professionals and families alike.
4. Atlanta, Georgia
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Median Rent: $1,710
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Median Renter Income: $65,000
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Rent-to-Income Ratio: ~26%
Atlanta has long been a cultural and economic powerhouse of the Southeast, offering a balance of urban amenities and Southern charm. While rents have risen modestly in recent years, incomes have also climbed, keeping affordability largely intact.
Why it’s affordable:
Atlanta benefits from continuous in-migration, a robust job market, and a lower cost of living than many coastal cities. It remains a top choice for renters seeking a metropolitan lifestyle without breaking the bank.
5. Columbus, Ohio
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Median Rent: $1,200
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Median Renter Income: $50,000
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Rent-to-Income Ratio: ~24%
Columbus may not always make national headlines, but it stands out as a model for rental affordability. It boasts a thriving healthcare and education sector, along with consistent population growth and job creation.
Why it’s affordable:
The city’s rental market has remained balanced thanks to moderate rent prices and healthy wage growth. Columbus is a hidden gem for renters who prioritize value, livability, and economic opportunity.
Why Are These Cities Still Affordable?
These five cities have several factors in common that support sustainable rental affordability:
1. Active Construction Pipelines
A steady flow of new apartment developments helps balance supply and demand, keeping price increases in check.
2. Strong Local Economies
Each city features diverse industries and a growing job market, which supports wage growth and reduces financial strain on renters.
3. Reasonable Zoning and Development Policies
In cities like Houston and Austin, less restrictive land use policies encourage new development and help prevent housing shortages.
Takeaway for Renters
If you’re feeling priced out of your current city, these five metro areas might be worth a second look. Whether you’re relocating for work, planning for the future, or simply seeking more breathing room in your monthly budget, Austin, Houston, Dallas, Atlanta, and Columbus offer a compelling mix of opportunity and affordability.
While no rental market is immune to fluctuations, these cities show that with the right policies, construction activity, and economic environment, affordable urban living is still possible in 2025.
Source: These are the only 5 major cities where rent is actually affordable right now